Installments with Shop Pay

Shop Now, Pay Later with Shop Pay Installments

Get what you love — without the wait.
At checkout, simply choose Shop Pay Installments to split your purchase into 4 easy, interest-free payments.

No APR. No hidden fees. No surprises.
Just a simple, flexible way to enjoy your Ornalux jewelry today and pay over time. ✨

Shop Pay FAQS

  • How does Shop Pay work?

Shop Pay is a payment method that we offer at checkout. When purchasing from us, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments—with 0% APR interest and no hidden or late fees. Checking eligibility has no impact to credit*

In some instances, your first payment is due when you make your purchase; otherwise, your first payment is due 2 weeks after your purchase.

  • Which payment methods can I use to pay in installments on Shop Pay?

Any debit and credit card can be uploaded to Shop Pay to fund payment installments.

  • Are there late fees?

No, there are no late fees if you miss a payment.

  • What if I do a return or exchange on a purchase made though installments with Shop Pay??

If we process a refund, the refunded amount will be returned to your original payment method within 3-10 business days, and your balance will be updated.

If your refund is less than your total purchase balance, it might not lower your next payment. Instead, you can expect fewer payments, a smaller final payment, or both.

If your refund is more than your purchase balance, the difference will be returned to your original payment method within 3-10 business days.

  • Have more questions?

For questions about installment payments on Shop Pay, visit here.

For questions about Shop Pay or the Shop App, visit this link, subject to an eligibility check and are provided by these lending partners.

*Rates from 0% APR or 10-36% APR. Payment options through Shop Pay Installments are options depending on your purchase amount, and a down payment may be required. State notices to consumers can be found here.

Check this link for mobile pay: https://help.shopify.com/en/manual/shopify-admin/shopify-app/mobile-tap-to-pay